Scams

My Life Scam Beware of MyLife.com

MyLife portrays itself as some sort of tool where you can supposedly discover “who’s searching for you”. I believe that is very misleading to say the least.

MyLife.com is actually in the midst of a lawsuit in California. Click HERE to download the PDF court document for details.  - (It’s a good read)

MyLife.com is the new name for Classmates.com, Reunion.com, and Wink.com . Those of you who were on the internet years ago will remember those annoying image ads for Classmates.com.

Utilizing the concept that “someone is looking for you,” in their advertisements is how they attempt to lure people to sign up. After someone signs up for free, they discover that you must pay for a monthly membership to even see “who’s searching for you”. One month starts out at $13.95.

Lets do a search on MyLife shall we….oh take a look at these quality results!

Click on image to enlarge.

It has been reported that they have been accused of over billing people by substantial amounts after signing up. They have also been accused of hosting a database of fake names which are used as “people”  that have been “searching for you.”

In my opinion (of course), MyLife.com is an absolute worthless ripoff website, and a piece of complete and utter junk. The purpose of the website is not clear to the consumer which is a dead giveaway.

I took this excerpt from the court document (link above):

RIP OFF. STAY AWAY. This website emailed me that 41 people were looking for me. I have a very unusual name. I went online and clicked to pay $7.95 to see the names. mylife promptly debited my card for almost $100.00. The “41 people” were NO ONE that I have ever heard of and they would not be looking for me by accident with the unusual name I have. This is a complete SCAM.

If you would like to read more, I have compiled several links to other information related to MyLife:

Article on DailyFinance.com

Complaints Board

Courthouse News Service


BBB Assistance Re Case Spam Email Better Business Bureau

I received three similar versions of the same spam email that claims to be from the BBB or Better Business Bureau. I have posted the three emails below.

The email wants you to click on a link to reply to a “complaint”. The link is directed to an index file on the IP 38.106.32.183. Huge red flag right there as it is not even a link to the proper BBB domain name (bbb.org).

The IP address belongs to a hosting company. Since the link doesn’t resolve anymore, it looks as if the hosting company closed down the account.

I suggest you don’t ever click on links contained in emails, without first hovering over the link and verifying that it is directing you to the correct domain name.

The grammar mistakes in these emails are a dead giveaway. Plus if you search for each of the “employees” names, none actually work for the BBB.

Hello,
The Better Business Bureau has received the above-referenced complaint from one of your clients in respect of their dealings with you.
The detailed information about the consumer’s concern is contained in attached document.
Please give attention to this case and let us know about your point of view.
We kindly ask you to click here to reply this complaint.

We look forward to your urgent attention to this matter.

Faithfully yours,
Paula Tap
Better Business Bureau

Hello,
The Better Business Bureau has been sent the above-referenced complaint from one of your associates concerning their dealings with you.
The detailed information about the consumer’s concern is included in attached file.
Please give attention to this matter and advise us of your standpoint.
We kindly ask you to click here to reply this complaint.

We look forward to your urgent attention to this matter.

Sincerely,
Anita Emil
Better Business Bureau

Hello,
The Better Business Bureau has got the above-referenced complaint from one of your clients in respect of their dealings with you.
The detailed information about the consumer’s concern is contained in enclosed file.
Please review this issue and advise us of your point of view.
We kindly ask you to click here to answer this complaint.

We look forward to your urgent attention to this matter.

Yours faithfully,
Roland Dani
Better Business Bureau

 


Is Beezid a Scam? The No BS Assessment

Technically Beezid is not a scam by black and white definition, but I would describe it as misleading. Watch out for websites that over-glorify Beezid with written articles. Most of them simply do this so that you will visit Beezid from their site and sign up, so that they can collect commission. Beezid.com will pay webmasters $25 for each person they refer, who will also create an account on Beezid and make a purchase within 180 days.

Beezid is just one of the several “penny” auction websites online. It is true that these auctions go up by a penny at a time, BUT the trick is each penny actually translates to a dollar amount. Misleading a bit huh?

As stated on their website:

Bids are available in packs of 30, 50, 100, 200, 500 and 1000 and range from $0.55 – $0.90 per bid.

This means each penny you use to bid with will cost you anywhere from $0.55 to $0.90 to place, depending on the bid package you buy.

The bottom line is, it looks neat that you can buy something with “pennies on a dollar,” but you are actually paying for the ability to even place the bid.

Also, even people who don’t end up winning the item still have to pay for the bids they placed. How ridiculous is this?

Think long and hard about this.

 


ACH Payment Transaction Rejected alert@nacha.org Phishing Email Scam

I receive one of these ACH payment rejected emails almost daily. They claim to be from the NACHA which is the Electronic Payment Association. NACHA runs the ACH network which handles money transfers etc.

This is why you commonly see “ACH” in front of banking transactions on your statements.

But don’t be fooled and fall for these ridiculous phishing attempts. The particular email I received today (shown below) contains a link to a supposed Microsoft Word Document that explains why I apparently have a “failed” payment transaction.

Whatever you do, don’t click on any links found in any email like this. It will only lead to malicious code which will compromise your security and most likely cause you a lot of unwanted headaches.

I checked the email headers of this particular message which came from the IP address 85.156.169.13 which is out of Finland. NACHA is located in the United States.

Here is the particular message I recieved:

The ACH transaction (ID: 655072295785), recently initiated from your checking account (by you or any other person), was rejected by the other financial institution.

Rejected transaction
Transaction ID: 655072295785
Reason for rejection See details in the report below
Transaction Report report_655072295785.doc (Microsoft Word Document)
13450 Sunrise Valley Drive, Suite 100
Herndon, VA 20171

2011 NACHA – The Electronic Payments Association

I also received this follow-up message a little later:

438a474d1b6f2397 Your_Direct Deposit-payments-were_disallowed
ACH Network-Rules Department romerocpj69@yahoo.com
QXLPEKLRPAQDThe-details-regarding_this-matter_are-available in-our_secure-section:čā

This last message I received came through a United Kingdom Yahoo Mail server. Maybe the two emails are connected? Maybe not?
phishing


eBay Buyers Don’t Want to Pay, Tips to Prevent eBay Scams

I am, and have always been an avid eBay user. Recently I have noticed that eBay buyers just don’t seem to want to pay, and other scams are now taking place. I rarely sell things on eBay now since I tend to use Craigslist to get rid of my stuff .

Years ago, I used to sell things a lot more often on eBay since Craigslist was not created/widespread (not sure which). Lately, eBay has been upsetting me since almost every item I have sold in the past year (maybe 5) has had an issue.

One of my recent problems was when I tried to sell an unopened Xbox Live subscription card. A buyer purchased it and then immediately sent me payment. He then sent me a private eBay message requesting that I just send the subscription code over email. His reasoning was that it’s faster than mailing it, and cheaper. That was a HUGE red flag right there.

He immediately filed a charge-back on Paypal to get his money back. I had to notify Paypal and eBay who suspended the account. Paypal tried to charge me a $20 fee for the charge-back the guy filled, since that’s apparently what the credit card company charges Paypal when they take their money back.  I called Paypal and they refunded me the $20 and everything was alright. I tracked his Facebook down, and he was not from the U.S. so there was not much else I could do.

This is just one example of the many scams that haunt eBay users everyday. I understand eBay is doing their best at preventing it, but it’s a losing battle with the technology these days.

There are serveral things you can do, and watch out for when you are using eBay:

1) Set buyer requirements – This will ensure your buyers have quality feedback in the past.

2) Use Shipping Tracking – Always ship your items with tracking and then upload it to Paypal. This shows Paypal that you did ship the item, and makes it extremely hard for someone to file a charge-back on you.

3) Don’t trust any eBay emails – If you receive an email from eBay don’t click on any links inside of it. Instead, log into eBay and check your “Messages,” if the email was legitimate, it would be listed there as well.

ebay

 


Domain Service Notice Scam Email

I receive one of these “Domain Service Notice” spam emails every once in awhile. They are really annoying because they look official, but they don’t actually mean anything. It originated from the email address domain_services@ymail.com. Basically they want you to pay up to $499 to submit your site to search engines. Wow, that’s something us webmasters can do ourselves in a couple of clicks.

I definitely get a kick out of how this spam email was written (I obviously replaced my personal details with X’s below). I hope nobody actually falls for this and pays such a ridiculous price for just search engine submissions. Save your money!

Attention:  Important Notice

DOMAIN SERVICE NOTICE

Complete and return by fax to:
1-310-579-8655

4310 W. 190th St.
Suite # 63546
Torrance, CA 90504
United States of America

 ATT: XXXXXX
 ADMINISTRATIVE CONTACT
 -
 XXXXXXXX

Domain Name:  XXXXXX
Search Engine Submission

Requested Reply
JULY 19,2011

PART I: REVIEW SOLICITATION

Attn: XXXXX
As a courtesy to domain name holders, we are sending you this notification
for your business Domain name search engine registration.  This letter is
to inform you that it's time to send in your registration and save.

Failure to complete your Domain name search engine registration by the
expiration date may result in cancellation of this offer making it difficult
for your customers to locate you on the web.

Privatization allows the consumer a choice when registering.  Search engine
subscription includes domain name search engine submission.  You are under
no obligation to pay the amounts stated below unless you accept this offer.
Do not discard, this notice is not an invoice it is a courtesy reminder to
register your domain name search engine listing so your customers can locate
you on the web.
This Notice for: XXXXXXX will expire on July 19,2011 Act today!

----------------------------------------------------------------------------

DETAIL OF SERVICE: ANNUAL WEBSITE SEARCH ENGINE SUBMISSION FOR DOMAIN NAME
XXXXXX

Detail of Service:
SEARCH SUBMISSIONS

Reply by Date:
07/19/2011

For Domain Name:
XXXXXX

Select Term	 Your Existing Domain	 Period Covered	 Price
 	XXXXXXXXX
 [  ]  1 year	 	07/19/2011 - 07/19/2012	$42.00
 [  ]  2 year	 	07/19/2011 - 07/19/2013	$72.00   (save 15%)
 [  ]  5 year	 	07/19/2011 - 07/19/2016	$159.00 (save 25%)
 [  ]  10 year	-Most Recommended-	07/19/2011 - 07/19/2021	$295.00 (save 30%)
 [  ] Lifetime (NEW!)	Limited time offer - Best value!	Lifetime	$499.00

Please ensure that your contact information is correct or make the necessary changes.
Full Name: XXXXXX                             	 Email:    XXXXXXX                          

Email 2: ____________________  

Phone:  _____________________
Want to receive this notification for other domains you own? simply list them below:

_____________________                     _____________________

_____________________                     _____________________
Today's Date: _____________________	 Signature: _____________________
Payment by Credit Card
PLEASE COMPLETE AND RETURN BY FAX: 1-310-579-8655
(Please do not include your credit card number on this form just fill the
information above and fax it to us, once we receive your fax we will send you
instructions on how to make a payment by credit card)

XXXXXXXXXXXXXx

----------------------------------------------------------------------------

By accepting this offer, you agree not to hold DN liable for any part. Note
that THIS IS NOT A BILL. This is a solicitation.  You are under no obligation
to pay the amounts stated unless you accept this offer. The information in this
letter contains confidential and/or legally privileged information from the
notification processing department of the DN.  This information is intended only
for the use of the individual(s) named above. There is no pre-existing relationship
between DN and the domain mentioned above.  This notice is not in any part associated
with a continuation of services for domain registration.  Search engine submission is
an optional service that you can use as a part of your website optimization and alone
 may not increase the traffic to your site.  If you do not wish to receive further
updates from DN send an email to domain_services@ymail.com and in the subject line
only put remove to unsubscribe.  If you are not the intended recipient, you are hereby
notified that disclosure, copying, distribution or the taking of any action in reliance
on the contents for this letter is strictly prohibited.  * 100% satisfaction guaranteed,
you may request a refund within 30 days.

Free US iPad What a Joke!

I am sure I am not the only one annoyed with the latest radio advertisements for freeusipad.com (Free US iPad). First of all, “Free US iPad” just sounds so plain and it couldn’t be any more original.

If you found this post by researching if Free US iPad is a scam or legit, I applaud you. I am glad some people out there can take the time to look something up before they decide to make a purchase or try something.

I suggest you don’t even waste your time with Free US iPad, and here’s why:

After submitting your precious email address  on the site you are taken to a page to fill out your personal information (yikes). The way this system works is you must complete many different “offers” most of which you have to pay for in order to have a chance at getting a “free” iPad. So in essence you are not really getting a free iPad. Instead, you are paying for many products and getting roped into subscriptions that may be hard to get out of. Here is a quote taken from the site that explains it all:

In order to receive your gift you must: (1) Meet the eligibility requirements (2) complete the rewards bonus survey (3) complete a total of 13 Sponsor Offers as stated in the Gift Rules (4) not cancel your participation in more than a total of 2 Sponsor Offers within 30 days of any Sponsor Offer Sign-Up Date as outlined in the Gift Rules (the Cancellation Limit) and (5) follow the redemption instructions.

These types of websites are not a new thing, they have been around for awhile and most of them offer some type of free product like an Xbox, Wii, and PlayStation in order to appeal to the younger crowd which may not read into the Scam.

Yes, I believe Free US iPad is a SCAM; just because they are indirectly taking advantage of you instead of strait on doesn’t mean it’s right in any way. Therefore it is a Scam in my book; don’t waste your time or money.

UPDATE 7/17/2011:

I noticed today after returning from a long vacation, that the .net version of FreeUSiPad has turned into a content based blog. It is filled with random content about iPads. If you try Googling “free us ipad” you will not only see this post listed in the results, but you will see many other pages created on free hosting websites.

These seem to be fillers created by freeusipad to “take over” the search results. Probably to push my article, and possibly others against them down the Google results to keep from being seen. If you notice, all of these filler websites are linked together in the form of a link wheel. A link wheel is basically one strategy used to propel ones website up the Google results by connected several sites together that are run by the same person or company.

Still looks shady huh?

 

Free US iPad

 

 



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